Everyone knows they are supposed to spend less than they make, save money, and invest for the future. In the back of most minds, however, is a question that often goes unasked outloud: How much should I be saving? The answer? It depends on the level of income you want when you are ready to clock out for the last time, how soon you want to stop working, and a host of other factors that come down your personality and life choices. In only a few short minutes, you can get a quick formula to help you make the determination. Continue reading ...

If you've ever asked yourself the question, "What is a hedge fund?" you're not alone. Despite hearing the term for years on the nightly news, in the business section of the newspaper, and in magazines at the dentist's office, most people still have absolutely no clue what a hedge fund is or what it does. Take a few seconds out of your day to discover the answer so you'll never have to be left in the dark again.

If you are new to investing, or have some money that you want to keep relatively safe in high quality bonds, you may be surprised to find out that there is a substantial danger lurking in the bond market that is virtually ignored by the main stream media. For new investors who don't know about it, it can cost thousands upon thousands of dollars if you buy and sell your bond holdings more than absolutely necessary. What is this danger? Huge bond spreads. In effect, this is a hidden fee charged to you by your broker. In many cases, you will never know how large the fee is. Continue reading about bond spreads and new investors ...

Whether you are saving money to buy a home, purchase a building for your business, start acquiring rental properties to make more money for your family, or picking up a vacant land so you can one day build your dream house, it's extremely important that you protect your down payment savings. What are the top places to invest your down payment money, while reducing the risk of losing money to virtually nothing? Glad you asked. Continue reading ...