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Series I Savings Bond Guide

The New Investor's Guide to Using I Bonds to Protect Against Inflation

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The Series I savings bond from the United States Treasury is a great way for new investors to protect themselves from inflation. Although the series I bonds are a type of zero coupon savings bond, meaning you won't receive interest checks in the mail but rather your interest income will be added to the value of the bond and compound until you sell the savings bond back to the United States Government, they provide unique protections and a guarantee that they will never lose money.

Intro to I Bonds for New Investors

Man leafing through wallet, close-up (blurred motion)
Zigy Kaluzny/ The iMage Bank/ Getty Images
This introduction to the Series I savings bond was designed to help new investors understand how the I bond can protect you from inflation, how you actually make money when you own I bonds, an explanation of the possible risks you face with these unique savings bonds, and much more. If you are considering adding the Series I savings bond to your fixed income portfolio, you need to start here for an overview. It will give you a great broad-based understanding before getting into more in-depth areas. Learn about the Series I savings bonds ...

Who Is Eligible to Invest in Series I Savings Bonds?

Who Is Eligible to Invest In Series I Savings Bonds?
Not everyone can own I bonds or other types of savings bonds due to restrictions put in place by the United States Government. In some cases, you may only be eligible to invest in the electronically registered savings bonds through the TreasuryDirect program and not physical paper bond certificates, further complicating the matter. Find out if you qualify to add these savings bonds to your portfolio by quickly checking over this list. Are you eligible to invest in Series I savings bonds ...

Is There a Limit to How Many Series I Bonds I Can Buy?

Series I Savings Bond Purchase Limits
The Series I savings bond program features strict limitations on the total value of the bonds you can purchase each year. In fact, these savings bond purchase limits actually vary based on whether you are buying physical paper certificates or electronically registered securities. Smart investors can learn how to combine the two purchase methods to buy more savings bonds than they otherwise could. To learn about the I bond purchase limits and how to maximize your total buying power, take a few moments to read this overview. What is the maximum amount of Series I savings bonds I can buy each year? ...

How Can I Buy Series I Bonds for My Portfolio?

How You Can Buy Series I Savings Bonds
If you are ready to open your pocketbook and start buying Series I savings bonds, there are four ways you can complete your transaction and start earning interest income. Let us show you where to start if you are ready to invest in the Series I savings bonds ...

Tax Advantages of Series I Savings Bonds

Form 1099-INT for Reporting Interest Income on Bonds
If you use your Series I savings bonds to pay for qualified education expenses, you may not have to pay tax on the income you generated from investing in those bonds. This special will explain the tax advantages of investing in I savings bonds and other considerations you may want to factor into your decision about whether they are right for your portfolio. Discover the secrets to paying no tax on your Series I savings bonds ...

How Are Series I Bond Interest Rates Determined?

How Are Interest Rates Determined?
The interest income you earn on your Series I savings bonds is calculated very differently from most other bonds because it consists of two parts - a fixed rate and an inflation modifier. Learn more about the Series I savings bond interest rate calculation ...

How to Read a Series I Savings Bond Paper Certificate

How To Read a Series I Bond / Series I Savings Bond
Don't have a clue what the symbols, dates, figures, and codes on the Series I savings bonds mean or why you should care? Use this diagram to understand the Series I savings bond certificate ...

Series I Savings Bond Gallery

Series I Savings Bond Photo Gallery
Want to see what a $5,000 Series I savings bond looks like? These high resolution images of the Series I savings bonds are provided by the United States Treasury department and feature some of the most remarkable Americans throughout the nation's history. Each Series I bond images shown is what investors receive when they invest in the paper certificate version of the savings bond program. See our pictures of the United States Series I savings bonds ...

I Lost My Series I Savings Bond Certificate. What Do I Do?

Searching for Lost Savings Bonds
Did your house burn down? Did you lose all record of your savings bond ownership? What are you supposed to do if you lose your Series I savings bonds? We know how to help you recover lost Series I savings bonds ...

What Are Gulf Coast Recovery Bonds?

Gulf Coast Recovery Bonds for the Series I Savings Bonds Presented by Treasury Secretary Snow
You may have accidentally invested in the Gulf Coast Recovery Bond program instead of the regular Series I savings bonds if you happened to buy your savings bonds at a specific point a few years ago. Here's how to tell if you own Gulf Coast Recovery Bonds ...

Investing in US Savings Bonds

Investing in US Savings Bonds
For those who want information on savings bonds in general, and not just the Series I savings bond, this special will provide a much broader overview. Topics covered include the history of savings bonds, how to determine if you should have savings bonds in your own portfolio, and ways to minimize taxes on your savings bonds. Head over to the United States savings bonds investing guide ...

Guide to Investing in Series EE Savings Bonds

Series EE Savings Bonds
Once you've finished reading and learning about the Series I savings bonds, you may want to research Series EE savings bonds. These unique products don't offer inflation protection, but instead have a fixed rate interest level that lets you calculate how much you'll earn on your bond for the entire time you hold it. Series EE bonds can be purchased in addition to Series I bonds because each program has its own annual purchase limits. Learn about Series EE savings bonds ....

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