Real Estate Investing
How to Invest in Real Estate
Investing in real estate is a great way to grow your wealth if done responsibly, with conservative financing, and with an understanding of the tax implications. This beginner's guide is designed to point out all of the great real estate articles and resources we have available to you on the site.
Real Estate vs. Stocks – Which Is the Better Investment?
Should you invest in real estate or stocks? The average investor has asked that question for decades, perhaps not truly understanding the difference between the two asset classes. Although both real estate and stocks offer substantial advantages, each come with their own risks. We examine these risks and discuss some of the other factors you may want to take into consideration when deciding on real estate vs. stocks.
I Want to Buy a House. What’s the Best Investment for Me?
Saving for a home is hard enough. With the potential for investment losses lurking bheind every corner, where is the safest place to invest your down payment money? In this article, we address three or four of safest, most practical places to invest your down payment money so you can focus on affording the house you want - not recovering from investment losses.
How Mortgage Modification Could Affect Your Portfolio
One of the fights that you’re likely to see in Congress soon is the debate over mortgage modifications. Under the current law, judges do not even have the right to modify the terms of a residential mortgage, meaning that there is little or no relief available through the court system.
Why Building Equity at the Expense of Liquidity Can Lead to Bankruptcy
Everyone wants to own his or her home outright; real estate ownership, free and clear, is the American dream. Yet, unless you are in a position to wipe out the entire balance of the mortgage on your primary residence, making extra payments to lower the principal balance could lead to financial disaster. That may be hard to believe, but the numbers are convincing.
The Great Real Estate Myth
According to Research, Stocks Generate Higher Real Returns than Real Estate. That doesn't mean real estate is a bad investment, it just means that real estate investments won't likely generate as high of returns as stocks over long periods of time.
Types of Real Estate Investments
There are many different types of real estate investments that most new investors don't think about when they begin to consider acquiring property. This brief list of the major categories of real estate investment used by professional investors was designed to help you think about potential areas you may have overlooked.
Real Estate Investing Guide
For many people, real estate is the easiest to understand investment because it is simple, straight-forward and involves a fair exchange between a property owner (the landlord) and the property user (the renter). As long as the hot water keeps flowing and the rent arrives on time, everyone is happy and benefits. Investing in real estate is much more complex than this, though, because there are s…
Real Estate Investing 101
When you invest in real estate, your goal is to put money to work today and make it grow so you have more money in the future, which you can spend or invest in more real estate investments. You have to make enough profit, or "return", to cover the risk you take, taxes you pay, and the costs of owning the real estate investment such as utilities and insurance. This brief overview explains the basics of real estate investing for beginners.
Stocks vs. Real Estate - Which Do You Think Is a Better Investment?
Are stocks or real estate better investments? Like most great debates - Coke vs. Pepsi or Ford vs. Chevy - investors have a lot of opinions of the question of whether real estate or stocks are the better investment. Which do you prefer for your own portfolio? Real estate properties? Blue chip stocks? Share your opinion with the other readers and tell us why you feel the way you do.
Do You Prefer Direct Real Estate Investments or REITs?
Real estate investment trusts, or REITs, can be a convenient way to buy real estate indirectly through your brokerage account just like a regular stock. Although the tax rules for REIT dividends are different than regular dividends, they often offer higher yields without worrying about getting a phone call from a tenant in the early morning hours. Still, direct real estate ownership lets you use debt leverage like a mortgage. Which do you prefer? Why?
Making Money from Real Estate
Making money in real estate and from real estate investing comes down to three sources: An increase in property values, rental income collected by leasing out properties to tenants, and profits generated from business activities.
Why Own Real Estate?
For a new investor, investing in real estate can offer a tremendous opportunity to create wealth.