1. Home
  2. Business & Finance
  3. Investing for Beginners

8 Secrets to Achieving Financial Independence

By , About.com Guide

7 of 9

Financial Independence Takes a Complimentary Spouse

Building Wealth Takes a Complimentary Spouse

Regardless of how good you are at saving and investing, you can't achieve financial independence if your spouse is a spendthrift that rings up credit card debt. It's like trying to get out of quicksand but having someone pull you back in every day.

Andrea Chu, Getty Images
No matter how successful you are, unless your spouse is equally disciplined, frugal, and investment-oriented, your efforts toward a better, financially independent life are going to be like struggling in quicksand. Marry the wrong person and the emotional, financial, and social toll it can take on your life will overwhelm almost any progress you can make in your career or pocketbook. As you try to build a life, he or she will be out spending your money on status symbols, making it nearly impossible for you to achieve financial independence.

To truly build a life, you need to have the kind of support that allows you to take risks because you know, no matter what happens, there will always be someone waiting for you at home that loves you unconditionally. It may sound surprising, but a tremendous amount of success is based upon proper temperament and psychology. How can you focus on your work and creating the life about which you always dreamed if you are worrying about the situation at home? For more information, after you've finished this step-by-step to financial independence, read Love and Money.

Explore Investing for Beginners
About.com Special Features

10 Things You Can Do Today to Improve Your Credit

Easy steps to take control of your credit card debt. More >

Holiday Central

What to eat, where to go, fun things to do and how to save money on the perfect gifts. More >

  1. Home
  2. Business & Finance
  3. Investing for Beginners
  4. Planning for the Future
  5. Wealth Management
  6. Financial Independence Takes a Complimentary Spouse

©2009 About.com, a part of The New York Times Company.

All rights reserved.