Regardless of whether they are religious, those who are financially independent – and who want their children to become financially independent – follow the lesson found in the parable of the talents. The “parent” figure in the parable comes back and gives more to those who successfully invested and grew their wealth, telling the one that failed to achieve these that he was "wicked" and "lazy".
Now, you might not use such harsh words, but let me put it bluntly to you as you read this article in the privacy of your office or home: You're an idiot if you give "equal shares" of money to your children when some are clearly more productive than others. You’re a damn fool if you give more to the unsuccessful ones.
You have managed to effectively turn them into a financial and credit junkie; it’s unlikely they'll ever get over their addiction. You become, in effect, a crack dealer providing one more hit. The customer tells you it’s the last one they’ll ever need but the fundamental, underlying problem is their inability to manage money. They postpone the action needed to fix their life because they know that the cavalry is always coming (if they beg and whine long enough).
